Alexander J. Douglas, Esq. | Attorney | (585) 703-9783 |   alex@rochesterdebtlawyer.com

Debt Settlement

We can help you settle your debt for a lesser amount with your creditors and debt collectors. They will typically accept a payment plan or a lump sum payment less than your total amount owed.

Debt Collector Harassment

Debt collectors are required to follow the Fair Debt Collection Practices Act (FDCPA). They are not allowed to harass you about your debt, threaten you, or misrepresent anything about the debt. Contact this office to make sure that they follow the FDCPA. Successful plaintiffs can get $1,000 in statutory damages plus any additional actual damages suffered as a result of the activity.

Unwanted Phone Calls

According to the Telephone Consumer Protection Act (TCPA), creditors and debt collectors are not allowed to call your cell phone with an autodialer without your consent. Damages for TCPA violations can be up to $1,500 per unwanted call.

Credit Report Investigation

Debt collectors and creditors have a duty to correctly report debt on your credit report, and to mark disputes appropriately. If they are not doing this, they may be violating the Fair Credit Reporting Act (FCRA). If you see things on your credit report that aren’t supposed to be there, then contact this office and we will help.

My job is to make sure that your legal rights are protected.

I have helped dozens of people in the Rochester area by going after their debt collectors.

Areas of Practice:

  • Debt Settlement
  • Debt Collector Harassment
  • Unwanted Phone Calls
  • Credit Report Investigation
  • Fair Debt Collection Practices Act (FDCPA)
  • Telephone Consumer Protection Act (TCPA)
  • Fair Credit Reporting Act (FCRA)

debt lawyer

Don’t Ignore Debt! Contact me today for a free consultation.

The federal Fair Debt Collection Practices Act (FDCPA) states:

“There is abundant evidence of the use of abusive, deceptive, and unfair debt collection practices by many debt collectors”

Every single day, people find themselves behind on their bills. Once you get into debt, it can be difficult to get back on track. Creditors and debt collectors are allowed to seek payment from you, but federal law gives them limits on what they can and can’t do.

Harassing, abusive, or deceptive behavior is illegal under the FDCPA. If you have been getting unwanted calls or letters from debt collectors and creditors, you should contact this office to see if you have a claim. You might be entitled to up to $1,000. The debt collector pays my fees, so you don’t have to.

Rochester Debt Lawyer March 22, 2014

ADDRESS

2510 Chili Ave, Rochester, NY 14624
Phone: (585) 703-9783
Website: http://rochesterdebtlawyer.com
Email: alex@rochesterdebtlawyer..com
: Rochester Debt Lawyer Facebook Page

DISCLAIMER

Important: The information contained in this website has been provided for informational purposes and DOES NOT constitute legal advice; there is no warranty on this information and it does not in any way constitute a attorney-client relationship.

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